#MYTHOUGHTS FREE#

He had a blast the whole time! This really allowed me to relax.ĭeborah and her mom have lived in the Philippines for many years. Amy texted Mike periodically to let him know how Max was doing. Max is very comfortable with them, and it really put my mind at ease that he was at there house having a good time. They live a five minute drive (or fifteen minutes, depending on traffic : ) from our house. So, as we had planned beforehand, Max went to back to Amy's house with her to stay until labor was over. I was so concerned that he wasn't getting the attention from me that he needed.

I realized that a big part of my anxiety was that I didn't feel like I could adequately care for Max at that time. It was still really difficult to eat because of the anxiety that kept coming and going. I was overwhelmed with relief as she prayed. She came at 10:00 and immediately began praying over me. because I just needed to talk to someone. I cried to Mike about it some and felt better, but the anxiety returned. I really wanted to kick into labor, but I was so scared of the pending pain. I was less anxious in the daylight, but it was still difficult. But I am concerned that people are not being exposed to both sides of the coin in this matter.Morning came and Max and Mike got up. I am no economic expert or a finance expert. if you are lucky you will find a bank here that will offer you 1%. I can think of no better example than in US, where the saving rate is.wait for it. The idea that is being spread around is that the rates will increase and customers will earn more.ĭoes RBI really think that private banks will be acting on the interests of common man and provide better rates? Even if it does, has RBI given any direction on the various caveats and conditions that will be imposed by the banks for the 'better' rates? Will common man and elderly who depend on the saving rates be protected from future rate decreases? News papers are going ga ga about this news. However, there should not be any discrimination from customer to customer on interest rates for similar amount of deposit,” Subbarao said. “Second, for savings bank deposits over Rs 1 lakh, a bank may provide differential rates of interest, if it so chooses.

#MYTHOUGHTS FREE#

Indian Express has the report here: RBI frees savings deposit rates, hints pause in further rate hikesĬheering depositors on Diwali eve with deregulation in the SB deposit interest rate with immediate effect, the RBI said banks are free to determine their savings bank deposit rate if they meet two conditions.Įach bank will have to offer a uniform interest rate on savings bank deposits up to Rs 1 lakh, irrespective of the amount in the account within this limit. > Possibly the one rational statement in this report.Īccording to an RBI notification today, Saving's bank interest rate has been deregulated in India. Technology (ICT) practice, Frost and Sullivan, a research and consultingįirm. Quality of serviceĪnd plans offered by most of the operators are almost the same,' saidĪbhishek Chauhan, senior consultant for Information and Communications I do not think any reasonable conclusion can be drawn from the statement above.ģ) 'In order to gain customers you need to be different. My singular thought is a customer is happy to carry 2-3 prepaid numbers for himself in his dual SIM phones and uses the one that fits his need or provides him better service. Is there any analysis to come up to this conclusion. The country's mobile customers are in the pre-paid category says Samaresh Parida, director (strategy) of Vodafone India -> So pre-paid customers do not mind changing numbers as and when they want? Is that the interpretation.

This measure is only to ensure that an option exists for the customer and mobile service providers must do their utmost to retain them.Ģ) A key reason for the slow port-in and port-out is that 95 per cent of How do you determine if this is a hit? if 20% opted, does it become a hit? Isn't that idea idiotic? if 20% changed doesn't it say a really bad name for the mobile service providers in India? Should they be happy if only 2% opted for the service instead of 20%. The following are the observations given in the report.ġ) Only over two percent subscribers have so far opted for the service -> Why is 2% such a bad number? The idea of number portability is if a customer does not like the service of a service provider, he can change the provider without changing his number. To be truthful, this report surprises me. I saw a report on NDTV: Mobile number portability not much of a hit

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